diff --git a/src/simplewallet/simplewallet.cpp b/src/simplewallet/simplewallet.cpp
index d573f317b..f8b34f8a4 100644
--- a/src/simplewallet/simplewallet.cpp
+++ b/src/simplewallet/simplewallet.cpp
@@ -131,6 +131,7 @@ namespace
   const command_line::arg_descriptor<bool> arg_restore_multisig_wallet = {"restore-multisig-wallet", sw::tr("Recover multisig wallet using Electrum-style mnemonic seed"), false};
   const command_line::arg_descriptor<bool> arg_non_deterministic = {"non-deterministic", sw::tr("Generate non-deterministic view and spend keys"), false};
   const command_line::arg_descriptor<bool> arg_trusted_daemon = {"trusted-daemon", sw::tr("Enable commands which rely on a trusted daemon"), false};
+  const command_line::arg_descriptor<bool> arg_untrusted_daemon = {"untrusted-daemon", sw::tr("Disable commands which rely on a trusted daemon"), false};
   const command_line::arg_descriptor<bool> arg_allow_mismatched_daemon_version = {"allow-mismatched-daemon-version", sw::tr("Allow communicating with a daemon that uses a different RPC version"), false};
   const command_line::arg_descriptor<uint64_t> arg_restore_height = {"restore-height", sw::tr("Restore from specific blockchain height"), 0};
   const command_line::arg_descriptor<bool> arg_do_not_relay = {"do-not-relay", sw::tr("The newly created transaction will not be relayed to the monero network"), false};
@@ -1077,7 +1078,7 @@ bool simple_wallet::import_multisig(const std::vector<std::string> &args)
     fail_msg_writer() << tr("Failed to import multisig info: ") << e.what();
     return true;
   }
-  if (m_trusted_daemon)
+  if (is_daemon_trusted())
   {
     try
     {
@@ -1229,7 +1230,7 @@ bool simple_wallet::submit_multisig(const std::vector<std::string> &args)
   }
   catch (const std::exception &e)
   {
-    handle_transfer_exception(std::current_exception(), m_trusted_daemon);
+    handle_transfer_exception(std::current_exception(), is_daemon_trusted());
   }
   catch (...)
   {
@@ -3117,18 +3118,21 @@ bool simple_wallet::init(const boost::program_options::variables_map& vm)
     return false;
   }
 
-  // set --trusted-daemon if local
-  try
+  // set --trusted-daemon if local and not overridden
+  if (!m_trusted_daemon)
   {
-    if (tools::is_local_address(m_wallet->get_daemon_address()))
+    try
     {
-      MINFO(tr("Daemon is local, assuming trusted"));
-      m_trusted_daemon = true;
+      if (tools::is_local_address(m_wallet->get_daemon_address()))
+      {
+        MINFO(tr("Daemon is local, assuming trusted"));
+        m_trusted_daemon = true;
+      }
     }
+    catch (const std::exception &e) { }
   }
-  catch (const std::exception &e) { }
 
-  if (!m_trusted_daemon)
+  if (!is_daemon_trusted())
     message_writer() << (boost::format(tr("Warning: using an untrusted daemon at %s, privacy will be lessened")) % m_wallet->get_daemon_address()).str();
 
   if (m_wallet->get_ring_database().empty())
@@ -3162,7 +3166,10 @@ bool simple_wallet::handle_command_line(const boost::program_options::variables_
   m_restore_deterministic_wallet  = command_line::get_arg(vm, arg_restore_deterministic_wallet);
   m_restore_multisig_wallet       = command_line::get_arg(vm, arg_restore_multisig_wallet);
   m_non_deterministic             = command_line::get_arg(vm, arg_non_deterministic);
-  m_trusted_daemon                = command_line::get_arg(vm, arg_trusted_daemon);
+  if (!command_line::is_arg_defaulted(vm, arg_trusted_daemon) || !command_line::is_arg_defaulted(vm, arg_untrusted_daemon))
+    m_trusted_daemon = command_line::get_arg(vm, arg_trusted_daemon) && !command_line::get_arg(vm, arg_untrusted_daemon);
+  if (!command_line::is_arg_defaulted(vm, arg_trusted_daemon) && !command_line::is_arg_defaulted(vm, arg_untrusted_daemon))
+    message_writer() << tr("--trusted-daemon and --untrusted-daemon are both seen, assuming untrusted");
   m_allow_mismatched_daemon_version = command_line::get_arg(vm, arg_allow_mismatched_daemon_version);
   m_restore_height                = command_line::get_arg(vm, arg_restore_height);
   m_do_not_relay                  = command_line::get_arg(vm, arg_do_not_relay);
@@ -3649,7 +3656,7 @@ bool simple_wallet::save_watch_only(const std::vector<std::string> &args/* = std
 //----------------------------------------------------------------------------------------------------
 bool simple_wallet::start_mining(const std::vector<std::string>& args)
 {
-  if (!m_trusted_daemon)
+  if (!is_daemon_trusted())
   {
     fail_msg_writer() << tr("this command requires a trusted daemon. Enable with --trusted-daemon");
     return true;
@@ -4145,7 +4152,7 @@ bool simple_wallet::show_blockchain_height(const std::vector<std::string>& args)
 //----------------------------------------------------------------------------------------------------
 bool simple_wallet::rescan_spent(const std::vector<std::string> &args)
 {
-  if (!m_trusted_daemon)
+  if (!is_daemon_trusted())
   {
     fail_msg_writer() << tr("this command requires a trusted daemon. Enable with --trusted-daemon");
     return true;
@@ -4491,16 +4498,16 @@ bool simple_wallet::transfer_main(int transfer_type, const std::vector<std::stri
           return true;
         }
         unlock_block = bc_height + locked_blocks;
-        ptx_vector = m_wallet->create_transactions_2(dsts, fake_outs_count, unlock_block /* unlock_time */, priority, extra, m_current_subaddress_account, subaddr_indices, m_trusted_daemon);
+        ptx_vector = m_wallet->create_transactions_2(dsts, fake_outs_count, unlock_block /* unlock_time */, priority, extra, m_current_subaddress_account, subaddr_indices, is_daemon_trusted());
       break;
       case TransferNew:
-        ptx_vector = m_wallet->create_transactions_2(dsts, fake_outs_count, 0 /* unlock_time */, priority, extra, m_current_subaddress_account, subaddr_indices, m_trusted_daemon);
+        ptx_vector = m_wallet->create_transactions_2(dsts, fake_outs_count, 0 /* unlock_time */, priority, extra, m_current_subaddress_account, subaddr_indices, is_daemon_trusted());
       break;
       default:
         LOG_ERROR("Unknown transfer method, using original");
         /* FALLTHRU */
       case TransferOriginal:
-        ptx_vector = m_wallet->create_transactions(dsts, fake_outs_count, 0 /* unlock_time */, priority, extra, m_trusted_daemon);
+        ptx_vector = m_wallet->create_transactions(dsts, fake_outs_count, 0 /* unlock_time */, priority, extra, is_daemon_trusted());
         break;
     }
 
@@ -4676,7 +4683,7 @@ bool simple_wallet::transfer_main(int transfer_type, const std::vector<std::stri
   }
   catch (const std::exception &e)
   {
-    handle_transfer_exception(std::current_exception(), m_trusted_daemon);
+    handle_transfer_exception(std::current_exception(), is_daemon_trusted());
   }
   catch (...)
   {
@@ -4713,7 +4720,7 @@ bool simple_wallet::sweep_unmixable(const std::vector<std::string> &args_)
   try
   {
     // figure out what tx will be necessary
-    auto ptx_vector = m_wallet->create_unmixable_sweep_transactions(m_trusted_daemon);
+    auto ptx_vector = m_wallet->create_unmixable_sweep_transactions(is_daemon_trusted());
 
     if (ptx_vector.empty())
     {
@@ -4784,7 +4791,7 @@ bool simple_wallet::sweep_unmixable(const std::vector<std::string> &args_)
   }
   catch (const std::exception &e)
   {
-    handle_transfer_exception(std::current_exception(), m_trusted_daemon);
+    handle_transfer_exception(std::current_exception(), is_daemon_trusted());
   }
   catch (...)
   {
@@ -4933,7 +4940,7 @@ bool simple_wallet::sweep_main(uint64_t below, const std::vector<std::string> &a
   try
   {
     // figure out what tx will be necessary
-    auto ptx_vector = m_wallet->create_transactions_all(below, info.address, info.is_subaddress, fake_outs_count, 0 /* unlock_time */, priority, extra, m_current_subaddress_account, subaddr_indices, m_trusted_daemon);
+    auto ptx_vector = m_wallet->create_transactions_all(below, info.address, info.is_subaddress, fake_outs_count, 0 /* unlock_time */, priority, extra, m_current_subaddress_account, subaddr_indices, is_daemon_trusted());
 
     if (ptx_vector.empty())
     {
@@ -5017,7 +5024,7 @@ bool simple_wallet::sweep_main(uint64_t below, const std::vector<std::string> &a
   }
   catch (const std::exception& e)
   {
-    handle_transfer_exception(std::current_exception(), m_trusted_daemon);
+    handle_transfer_exception(std::current_exception(), is_daemon_trusted());
   }
   catch (...)
   {
@@ -5146,7 +5153,7 @@ bool simple_wallet::sweep_single(const std::vector<std::string> &args_)
   try
   {
     // figure out what tx will be necessary
-    auto ptx_vector = m_wallet->create_transactions_single(ki, info.address, info.is_subaddress, fake_outs_count, 0 /* unlock_time */, priority, extra, m_trusted_daemon);
+    auto ptx_vector = m_wallet->create_transactions_single(ki, info.address, info.is_subaddress, fake_outs_count, 0 /* unlock_time */, priority, extra, is_daemon_trusted());
 
     if (ptx_vector.empty())
     {
@@ -5216,7 +5223,7 @@ bool simple_wallet::sweep_single(const std::vector<std::string> &args_)
   }
   catch (const std::exception& e)
   {
-    handle_transfer_exception(std::current_exception(), m_trusted_daemon);
+    handle_transfer_exception(std::current_exception(), is_daemon_trusted());
   }
   catch (...)
   {
@@ -5521,7 +5528,7 @@ bool simple_wallet::submit_transfer(const std::vector<std::string> &args_)
   }
   catch (const std::exception& e)
   {
-    handle_transfer_exception(std::current_exception(), m_trusted_daemon);
+    handle_transfer_exception(std::current_exception(), is_daemon_trusted());
   }
   catch (...)
   {
@@ -7109,7 +7116,7 @@ bool simple_wallet::import_key_images(const std::vector<std::string> &args)
     fail_msg_writer() << tr("command not supported by HW wallet");
     return true;
   }
-  if (!m_trusted_daemon)
+  if (!is_daemon_trusted())
   {
     fail_msg_writer() << tr("this command requires a trusted daemon. Enable with --trusted-daemon");
     return true;
@@ -7495,6 +7502,7 @@ int main(int argc, char* argv[])
   command_line::add_arg(desc_params, arg_non_deterministic );
   command_line::add_arg(desc_params, arg_electrum_seed );
   command_line::add_arg(desc_params, arg_trusted_daemon);
+  command_line::add_arg(desc_params, arg_untrusted_daemon);
   command_line::add_arg(desc_params, arg_allow_mismatched_daemon_version);
   command_line::add_arg(desc_params, arg_restore_height);
   command_line::add_arg(desc_params, arg_do_not_relay);
diff --git a/src/simplewallet/simplewallet.h b/src/simplewallet/simplewallet.h
index 39a91c5f5..7a788d432 100644
--- a/src/simplewallet/simplewallet.h
+++ b/src/simplewallet/simplewallet.h
@@ -229,6 +229,7 @@ namespace cryptonote
     bool print_ring_members(const std::vector<tools::wallet2::pending_tx>& ptx_vector, std::ostream& ostr);
     std::string get_prompt() const;
     bool print_seed(bool encrypted);
+    bool is_daemon_trusted() const { return *m_trusted_daemon; }
 
     /*!
      * \brief Prints the seed with a nice message
@@ -331,7 +332,7 @@ namespace cryptonote
     bool m_restore_deterministic_wallet;  // recover flag
     bool m_restore_multisig_wallet;  // recover flag
     bool m_non_deterministic;  // old 2-random generation
-    bool m_trusted_daemon;
+    boost::optional<bool> m_trusted_daemon;
     bool m_allow_mismatched_daemon_version;
     bool m_restoring;           // are we restoring, by whatever method?
     uint64_t m_restore_height;  // optional