diff --git a/src/monero_transfer_utils.cpp b/src/monero_transfer_utils.cpp
index 3699541..122911a 100644
--- a/src/monero_transfer_utils.cpp
+++ b/src/monero_transfer_utils.cpp
@@ -435,7 +435,7 @@ void monero_transfer_utils::create_transaction(
 	const account_keys& sender_account_keys, // this will reference a particular hw::device
 	const uint32_t subaddr_account_idx,
 	const std::unordered_map<crypto::public_key, cryptonote::subaddress_index> &subaddresses,
-	const account_public_address &to_addr,
+	const address_parse_info &to_addr, 
 	uint64_t sending_amount,
 	uint64_t change_amount,
 	uint64_t fee_amount,
@@ -609,8 +609,9 @@ void monero_transfer_utils::create_transaction(
 	// TODO: if this is a multisig wallet, create a list of multisig signers we can use
 	std::vector<cryptonote::tx_destination_entry> splitted_dsts;
 	tx_destination_entry to_dst = AUTO_VAL_INIT(to_dst);
-	to_dst.addr = to_addr;
+	to_dst.addr = to_addr.address;
 	to_dst.amount = sending_amount;
+	to_dst.is_subaddress = to_addr.is_subaddress;
 	splitted_dsts.push_back(to_dst);
 	//
 	cryptonote::tx_destination_entry change_dst = AUTO_VAL_INIT(change_dst);
@@ -756,7 +757,7 @@ void monero_transfer_utils::convenience__create_transaction(
 	create_transaction(
 		actualCall_retVals,
 		account_keys, subaddr_account_idx, subaddresses,
-		to_addr_info.address,
+		to_addr_info,
 		sending_amount, change_amount, fee_amount,
 		outputs, mix_outs,
 		extra, // TODO: move to after address
diff --git a/src/monero_transfer_utils.hpp b/src/monero_transfer_utils.hpp
index 4188521..9ec9058 100644
--- a/src/monero_transfer_utils.hpp
+++ b/src/monero_transfer_utils.hpp
@@ -270,7 +270,7 @@ namespace monero_transfer_utils
 		const account_keys& sender_account_keys, // this will reference a particular hw::device
 		const uint32_t subaddr_account_idx, // pass 0 for no subaddrs
 		const std::unordered_map<crypto::public_key, cryptonote::subaddress_index> &subaddresses,
-		const account_public_address &to_addr,
+		const address_parse_info &to_addr, // this _must_ include correct .is_subaddr
 		uint64_t sending_amount,
 		uint64_t change_amount,
 		uint64_t fee_amount,